We have assembled a number of insurance-related resources for the use of our clients. For additional information or clarification on any of the topics covered, please speak with a member of our broker team. Our knowledgeable staff will be happy to assist with any inquiries you may have.
Please click on the links below to view some handy insurance tips we have assembled. As always, our staff will be happy to provide you with all of the information you need about the coverage we provide.
How to Prevent Vehicle Theft
Although you can not ensure your vehicle will not be stolen, you can take a few easy steps to prevent the likelihood of it happening by making it more difficult for a thief to steal your vehicle and its contents.
For tips and more information to help you avoid having your car broken into or stolen, please contact the appropriate industry organization in your area (e.g. Vehicle Information Centre).
Vehicle Safety and Maintenance
Your brakes are obviously one of the most important components of your automobile. Proper care and regular maintenance are essential to protect both yourself and others from the potential harm caused by faulty brakes. Some signs that your brakes may be failing or require maintenance include:
Child Restraint Safety
For tips and information regarding child seat safety, please contact Transport Canada.
Road safety is an important issue in today's crowded roadways. For statistics and information regarding road safety and its impact on social and medical costs, please contact Transport Canada.
Airbags and Seatbelts
Airbags have been the topic of much discussion since they have become a standard feature with newer automobiles. For information and guidelines pertaining to the use and safety issues of airbags, please contact the following organizations:
Drinking and Driving
Cell Phones and Safety
Cell phones can be valuable equipment in a car when you need to call for assistance. However, they can also be a distraction if they are used while driving, and many jurisdictions are considering restrictions on cell phone use while driving.
For safety's sake, don't use your cell phone while driving. If you need to make a call, stop your car safely away from traffic before picking up the phone.
Preparing for Winter Driving
What to Do When You Are Involved in an Accident
Being involved in an accident can be a very stressful event. To help you protect both yourself and your interests, we have provided some basic hints:
These tips are general rules of thumb only and may not fit all situations. For the definitive word, contact your insurance broker for more information.
General Commercial Crime Prevention
Protecting Your Computer Equipment
Business Interruption Prevention
Employ the services of a professional accountant to:
Maintain a list of secondary suppliers of materials in the event your primary supplier suffers a loss.
Be prepared with a plan of action as to how you will continue to service your customers while your premises are being repaired after a loss. This will help you to avoid losing your customer base.
Consider the availability of temporary premises where you can resume operations immediately.
Reduce the physical and moral hazards of your business.
Duplicate your business records and store them off-site; in the event that your premises are damaged, you will have documents to substantiate any business interruption loss.
Contractors' Loss Prevention Tips
Office Loss Prevention Tips
Commercial Vehicles Loss Prevention Tips
Repair Garage Loss Prevention Tips
Retail Loss Prevention Tips
Slip and Fall Loss Prevention Tips
Crime Prevention Tips
Burglary is always a crime of opportunity. Here are some interesting facts you should know about burglary:
To best protect your home, look at it from a burglar's perspective. What are the vulnerable parts? If you take a few simple and inexpensive steps to make sure your home is not an attractive target, you'll greatly reduce your chances of becoming a victim.
Tips for Inside your Home
The goal of indoor crime proofing is to secure your premises and to make them appear occupied at all times. The following are some tips to help you prevent a burglar from entering your home:
Secure your premises.
Make your home look occupied at all times.
Protect your valuables.
Tips for Outside Your Home
There are many things that you can do to the exterior of your house or in the yard to deter burglars and make it more difficult to force entry.
What Not to Do
Going on Vacation
If you are going on vacation, it is especially important to make your home appear inhabited. To fully protect your home, you will need to enlist the help of trusted neighbours, family and friends. Here are some things that you can do:
Note: Before you leave, you should tell someone you trust:
What to Do if Your House Is Broken Into
Despite your best efforts, a burglar may still penetrate your home. If you return to find that your house has been robbed: